Cashflow management: the basics

Cashflow is the amount of money coming in and out of your business.

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1 min read

Managing your cashflow is vital for business survival and growth. It's important to regularly review your cashflow to identify potential risks and ways that you could improve performance.

A cashflow forecast identifies the sources and amounts of cash coming into your business and the destinations and amounts of cash going out over a given period. It can help you plan how much and when to borrow and how much available cash you're likely to have at a given time. Download a sample cashflow projection spreadsheet.

There are many ways that you can improve your business' cashflow, including reviewing your payment terms for suppliers and customers, improving how you manage your assets, and using debt factoring or invoice discounting to draw funds against the money owed to your business.

You should also make sure that you get your invoicing system and payment terms right, and ensure that your customers know when they need to pay you and how much they need to pay.


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